The Reverse Mortgage is becoming an increasingly popular way to add to your retirement income by releasing equity from your New Zealand home or rental investment.Use Your Home to stay at Home using a Sentinel Lifetime Loan!

Often retirement is a time of celebration, having completed many years either working in a career or running your own business. The children have long since flown the nest and you have had some years with some spare cash for the likes of overseas travel, shopping, property improvements, investments and some of life's other treats along the way.

Unfortunately with the ever increasing cost of living, your income from Super and any other investments, especially with the 2008 / 2009 credit crisis, is not going as far as it used to and the lifestyle you have worked so hard is deteriorating. In addition you may want to access lump sums for say a new car, medical costs, assisting family or a special holiday on a wedding anniversary.

In the past this has been achieved by selling down into a smaller property, shifting to a retirement village or moving in with your adult children to either cash up the equity your home or generate income from renting your property.

A solution that is now becoming increasingly popular is to release the equity in your home or rental property to stay at home.

• Is there a chance that I will ever have negative equity.
• Is a lump sum pay out or ongoing income better?
• What happens to the future equity in our home over the years?
• Will I ever loose my home & can I still sell it?
• What does Floating, Fixed or Capped Interest rates mean?
• What does SHERPA membership mean? 
• Who are Sentinel?