Why not look at some mortgage refinance options with better rates?
Many New Zealanders with existing Home Loans also have a number of credit cards, Hire Purchase Agreements and a Car Loan. These repayments can add up to a significant amount each month and you soon seem to be "robbing Peter to pay Paul" and have no spare cash for other essential costs or the things you enjoy.
If you were to consolidate these debts into one new home loan you would free up some cash, plus have the convenience of just one mortgage with the repayment due at the same time as your pay days. Imagine how much easier refinancing your loans like this would be!
Do you want to avoid falling into this trap again and find out how to pay your mortgage off quicker?
Find out more about paying your mortgage off faster using our Be Mortgage Free Service.
Looking for the Best Rate?
With the range of Home Loan & Mortgage lenders in New Zealand diminishing significantly with GE Money, Wizard Home Loans, United Home loans, Tasman Mortgages, Freedom Home Loans, Bluestone Mortgages, Property Finance Securities & Pioneer Mortgages now ceasing to operate, many of their clients are now stuck with uncompetitive rates, no top up facilities & no customer service. Your best option is probably to refinance now as interest rates are still very low and look to consolidate some of that short term debt.
When did you last check you had "The Cover" to "Re Cover" when things do not go as planned. With New Zealand experiencing a most unfortunate string of tragedies such as the mining disaster, Christchurch earthquakes and Tornadoes we have all been given a very close to home reminder on the importance of having Personal Life Insurance and Business Risk Insurance.
Need Quick Cash?
A Personal Loan, Second Mortgage or Caveat Loan can give you almost immediate access to equity in your home. If you only need funds for a short period this may be a better option. Our lenders usually require security against you own property or that of a guarantor. If your own bank will not assist you can refer to Non Bank Personal Loans for more information.
The option to refinance your mortgage or use a second mortgage provides many home owners in New Zealand with options to get better rates, consolidate debt or to gain quick access to equity in their New Zealand home.
Contact us for more information
or Freephone 0800 699436 (0800 OXYGEN)