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If you would like more information, or you just want to check to see if we can provide a better proposal, use our online enquiry form or contact us on:

 0800 699436
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Read what our clients have to say

Subject: A Big Thank you :o)
Hi Kim,
Thank you for the gorgeous flowers that arrived on Monday and for all your help in obtaining finance to allow us to get our first home. We have taken our first step to an exciting future in achieving our goals and dreams and look forward to working with you to make it happen. Again, many thanks.
Kind Regards,
Sandy & Trevor

 

Kim Lyons from First Rate Mortgages Limited has taken the stress and strain out of arranging our mortgage. As overseas customers (UK) and with limited knowledge of the type of mortgage products available we needed guidance and advice on the right type of mortgage to suit our needs. We were fortunate to come across First Rate Mortgages Ltd. Regardless of the hour our questions were always answered and the application process made easy. We tried, unsuccessfully, to arrange the mortgage ourselves only to find the process drawn out and quite painful in terms of getting the right information to the right people. Kim Lyons continued to provide advice and support after we had signed on the dotted line. We would highly recommend Kim Lyons of First Rate Mortgages Ltd if you are looking for a professional, painless approach to getting your mortgage application right!
Ruth J

 

I recently contacted Kim at First Rate Mortgages to help with a finance deal to purchase a commercial building. What I ended up with was not only owning our own building within 2 weeks but total re- financing of our entire business and assets with very competitive rates and term savings. Kim also helped us with our personal Home loans in a very tricky situation. I would strongly recommend using his services and am confident you would benefit as have myself, and my business partner.
Chris Bright
General Manager
Active Power Ltd

 

We would like to thank you for making our re-financing so effortless. Thank you for coming to our house and helping to fill in all the forms and shortcutting all the drama that goes with banks & finance companies. You made it so easy. We would definitely recommend your services to others and look forward to catching up again next time. Thanks again.
Mr and Mrs Knight

 

Kim Lyons has been our Mortgage Broker for approximately 4 years and throughout this period he has always demonstrated a high level of professionalism, integrity and tenacity.Over this period we have grown substantially from initially a home mortgage to multi million dollar development and build projects. His ability to obtain funds throughout this spectrum has never ceased to amaze us. We would recommend Kim to any potential borrower.
Owner

 

We have known Kim Lyons for approx 5 years, as our mortgage broker. Kim has always provided us with sound and realistic advice regarding our mortgage options, and is always available when needed. Kim has provided a mortgage for our family for a home in Wharf Road Herne Bay. Working with Kim is always a great pleasure, as he is efficient, approachable and willing to take on a challenge. Kim has obtained another mortgage for us recently, for a property in the Eastern suburbs, and again, was willing to be flexible to try and find us the best deal for our circumstances. What seems like the impossible does not ever appear an obstacle to Kim, who works hard to get a successful outcome for a mortgage. We recommend Kim to anyone seeking a mortgage solution.
Ann and Paul

 

Having used Kim Lyons expertise on numerable occasions over the last 10 years, I would be more than happy to recommend him. Kim has always given myself, family members and friends his best attention and advice, explaining the financial terms in layman language and making, what we thought a difficult and time consuming exercise, easy. We wish him well in this new company, and will be calling on him with all future financial dealings, when they arise.
Lesley

I was very privileged to have Allan as my Mortgage Adviser ...

To whom It may Concern,

My Name is Cherie Bracey I was very privileged to have Allan as my Mortgage Advisor, And I am pleased do say that he did such an awesome job concerning my refinancing that I would recommend him to anyone and if I have people who need one I will definitely get Allan to do the job for them, He kept me up to date with emails of what was going on.

Cherie. Wattle Downs, Manukau, Auckland

 

We rate Allan very highly ........

We rate Allan very highly.  He was very professional and efficient throughout the whole process.  We had a complex situation having bought one house without having sold the other so Allan went the extra mile in preparing a “Plan B” even though we didn’t end up using it which gave us peace of mind whatever should happen. 

His advice on which bank to go with and how to structure the loans was much appreciated and we are now reaping the benefits of having chosen the best solution.

Thanks Allan!  

Hi Kim

Wow....what a year it has been!

New Home Loan Finance for Construction

 

We could not be happier re our resulting
home, and we would like to sincerely thank you for the role you played in getting us there.

New Build Home Loan finances

 

We could not be happier re our resulting
home, and we would like to sincerely thank you for the role you played in getting us there.

New Build Home Loan

From discussing in the early stages the feasibility and options (sell/rent/renovate) to getting the mortgage worked through and the financing accepted by the bank....

Construction Home Loan

....to the progress payments, and finally settling on a long term plan - your support has been second to none. We sincerely appreciate your knowledge and clear understanding of the options/process - but even more the friendship we have formed.

Construction / Build finished

 

We look forward to many future wines on the deck, and continuing to work with you as we continue to manage our mortgage with the bank via yourself.
 
Thank you Kim...we would be only too happy to be a referee for your and your services if you so wish.
 
Karen Carter, Milford, North Shore, Auckland 

Thank you so very much........

 

Dear Kim

Just a quick note to say thank you so much for helping us get into our first home!! We know it's your job but appreciate your patience with us "rookies" and advice. It made the whole process that much easier to deal with and understand, We hope you have a wonderful 2012 and look forward to the possibility of dealing with you in the future. Jo Rollings and Craig Fever, Auckland.

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First Rate Mortgages - "Financial Fresh Air"