First Rate Mortgages

First Rate Mortgage Brokers

You can't always bank
on your Bank!™

“The team at First Rate Mortgages have looked after our financing, purchases, and new builds for 10 years now. We like the friendliness, personal touch, and professionalism of the team there, and would highly recommend them to anyone thinking of purchasing a home or refinancing.”
- Paulette and Murray



Are you seeking a team of experienced and exceptional Kiwi mortgage brokers? First Rate Mortgages are professional mortgage advisers ready to help you with your home loan, investment property, or jumping on the property ladder. We can also assist with refinancing your home, releasing equity, buying a lifestyle, commercial or development property.

Our team of specialist NZ mortgage brokers are committed to getting your loan approved and moving forward with buying a house. Even if your situation does not tick all the boxes with Bank lenders, our expert brokers work tirelessly to ensure all avenues are considered with both Bank, and Non Bank prime or second tier lenders.

Buying a home or investing is a time consuming process, we want to ensure you have the best financial advice and customised mortgage for your situation. We are committed to respecting and valuing you as a client. Our team provides a focused and personalised experience facilitating a premium service for your mortgage needs.

If you are searching for a mortgage broker in Auckland or across New Zealand – First Rate Mortgage Brokers are here to help you.


First Rate Mortgages is a team of experienced and professional NZ mortgage brokers dealing with both Bank and Non Bank lenders, who can arrange home loans for new builds, existing homes, investment properties, refinancing, lifestyle, commercial and developments.

We also specialise in working with mortgage lenders in NZ when your home loan does not tick all the boxes with Banks, maybe they are concerned how long you can continue to work for, you had a credit glitch, due to an employment, medical or relationship issue, or you have trouble showing your income, as you are now on contract or self employed?

Our team of mortgage brokers, also now known as financial advisers, can assist clients in Auckland, Wellington, Christchurch and throughout New Zealand, and have accumulated over 100 years of financial and mortgage broking experience, living and working right here in NZ.

At First Rate Mortgages we are committed to respecting and valuing you as a client, and with our high level of experience, can provide you with a more focused and personal service experience, than you may be receiving dealing direct with a lender or another adviser here in NZ.