Our Mortgage Brokers operate throughout AUCKLAND & NEW ZEALAND

First Rate is a team of experienced and professional NZ mortgage brokers dealing with both bank and non bank lenders, who can arrange home loans for new builds, existing homes, commercial construction, development and investment property. We also specialise in working with mortgage lenders in NZ when it comes to home loans with bad credit, low docs, or for self-employed borrowers.

Our team of registered financial advisers and mortgage brokers can assist clients in Auckland, Wellington, Christchurch and throughout New Zealand, and have over 68 years of financial and mortgage broker experience living and working in NZ.

With the rollout of KiwiBuild we are also committed to helping more New Zealanders to become first home owners.

At First Rate Mortgages we are committed to respecting and valuing you as a client, and as highly knowledgeable mortgage brokers are able to provide you with a more focused level of service than you receive with traditional mortgage brokers and lenders in NZ.

Are you a new home buyer?

The team at First Rate Mortgages has a unique skill set to help first home buyers and those needing low deposit home loans in NZ.

Looking to consolidate your debt?

First Rate Mortgages is one of New Zealand’s leading experts when it comes to debt consolidation, mortgage refinancing, and helping clients with top ups on an existing mortgage.

Wanting to buy a Rental Investment

Do you want to know why you should talk to us first before investing in property? The team at First Rate Mortgages have a strong, working knowledge of property investment.

Have you been declined by your bank?

At First Rate Mortgages we understand that every individual is in a unique situation financially, and that what works for one person may not work for another.

Meet the Team

First Rate Mortgages Limited was established in 2006, focused on arranging home finance, residential or commercial property investment, construction finance, refinancing, and debt consolidation.

Get in Touch

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You can't always bank on your Bank!™