Bank and Non Bank Product Providers

We will provide you with financial advice in relation to your Home Loan, Commercial Loan or Business Loan.

We are accredited through a recognised Aggregator, Newpark Group, to provide financial advice on products from a wide range of lenders on their Panel including:

ANZ, ASAP, ASB, Avanti, Bank of China, Basecorp Finance, Bluestone, Cressida Finance, BNZ, First Mortgage Trust, Heartland, Liberty, NZCU, Plus Finance, Prospa, Resimac, SBS, Southern Cross, Sovereign, Spotcap, The Cooperative Bank and Westpac.

In some instances, we may feel that your finance proposal may be able to be priced better, with less conditions, or have greater appeal to another lender outside of their Panel, this may be due to nature of the property, loan size, income details or complexity. In this case after gathering information and undertaking some research we may approach an alternative lender that would better suit your needs.

To meet our selection criteria, they need to be Registered on the Financial Service Provider Register refer: This may then allow us to provide a loan offer that meets your requirements, that would otherwise have not been available from your Bank or another Financial Adviser.


“The team at First Rate Mortgages have looked after our financing, purchases, and new builds for 10 years now. We like the friendliness, personal touch, and professionalism of the team there, and would highly recommend them to anyone thinking of purchasing a home or refinancing.”

Paulette and Murray

“Raymond was wonderful from start to finish with what initially I thought could be very difficult due to circumstances. I can not thank him enough for all his help and recommend him very highly! When we buy again, we will be asking Raymond to assist us again.”


“From day one Allan was fantastic to deal with and help both my wife and I throughout the whole process of buying our first home. After being overlooked by so many banks and other Mortage Brokers Alan gave our family hope of finally owning our own home. We are ex aucklanders that have moved to the sunny Hawkes Bay with our young family of two children. I would recommend Alan to any one who is looking at getting onto the property ladder and wish him all the best.”


“Excellent service from Yvonne and Kim from start to finish. Nothing was ever too much for them and the service first class. Thank you for making this process so stress free and easy to understand.”

Jacqui Lumb

“I give the highest rating possible to First Rate Mortgages Ltd. I have been poorly treated by the banking community recently. The staff of First Rate Mortgages were incredibly professional and dedicated to getting me a timely loan and quality mortgage experience. I received a $200,000 loan and First Rate Mortgages helped me through all of the challenges and quickly got my new mortgage in place and to my complete satisfaction. Give them a try -- you won't be disappointed.”

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