First Rate Mortgages

IF YOU ARE BUYING OR BUILDING YOUR FIRST OR NEXT HOME, TALK WITH THE HOME LOAN EXPERTS

We specialise in helping first time home buyers in NZ

With Banks forced to restrict low deposit home loans, we are focused on helping first home buyers in NZ with our Bank and Non Bank options with a first time buyers home loan. Our registered and experienced Mortgage Brokers are based in Auckland and operate throughout NZ. They can work with you to discuss buying a home using your cash deposit, KiwiSaver, HomeStart Grants, Co or Shared Ownership, a second mortgage, gifts, or a guarantor.

Yes, there are lots of things to think about and we like to solve problems with solutions.

There are now many initiatives to create opportunities for many first time home buyers in NZ to beat the rent trap, and first home buyers are building a new home even though they have minimal savings as a deposit with our help. With just a 10% deposit, good credit history and incomes, we may be able to assist you buy an existing or build a new home using a nationally recognised building brand.

Building a new home is often an option with clients, as they get sick of going to Auctions and missing out and each time wasting money and time, dealing with Agents, getting legal advice, valuations and pre approvals.

Even if you have existing debt, a credit or repayment issue, income or relationship glitch, we can still look at ways to help. May be your deposit needs to be closer to 20%, or we need an income letter from your Accountant, or we consolidate some debts into your new home loan?

We always look for ways to solve problems with solutions.

If you think the time is right to buy a first home, possibly family have offered to help, or you are interested in Co or Shared ownership, you should talk with us first, as we are available 7 days a week!

We specialise in helping first time home buyers in NZ

With Banks forced to restrict low deposit home loans, we are focused on helping first home buyers in NZ with our Bank and Non Bank options with a first time buyers home loan. Our registered and experienced Mortgage Brokers are based in Auckland and operate throughout NZ. They can work with you to discuss buying a home using your cash deposit, KiwiSaver, HomeStart Grants, Co or Shared Ownership, a second mortgage, gifts, a guarantor.

Yes, there are lots of things to think about and we like to solve problems with solutions.

There are now many initiatives to create opportunities for many first time home buyers in NZ to beat the rent trap, and first home buyers are building a new home even though they have minimal savings as a deposit with our help. With just a 10% deposit, good credit history and incomes, we may be able to assist you buy an existing or build a new home using a nationally recognised building brand.

Building a new home is often an option with clients, as they get sick of going to Auctions and missing out and each time wasting money and time, dealing with Agents, getting legal advice, valuations and pre approvals.

Even if you have existing debt, a credit or repayment issue, income or relationship glitch, we can still look at ways to help. May be your deposit needs to be closer to 20%, or we need an income letter from your Accountant, or we consolidate some debts into your new home loan?

We always look for ways to solve problems with solutions.

If you think the time is right to buy a first home, or possibly family have offered to help, you should talk with us first, as we are available 7 days a week!