Out-the-box thinking with debt consolidation & mortgage refinancing
First Rate Mortgages is one of New Zealand’s leading experts when it comes to debt consolidation, mortgage refinancing, and helping clients with top ups on an existing mortgage. We offer a comprehensive range of services that are tailored to your specific needs, and have helped hundreds of clients with mortgage refinancing when traditional banks have been unable to.
As most mortgages are approved on a 25 - 30 year term, it makes sense that what worked for you as a first home buyer may not suit your needs later in life. Interest rates change, new products are developed, incomes will change, your priorities may shift, from minimum payments on interest only to more aggressive debt reduction with higher or lump sum repayments. Just like wills and insurance, your home loan should be reviewed and you can talk to us.